Multi currency wallet

Hold, send, and spend in several currencies from one wallet.

Keep balances in the currencies you actually use, convert when the rate suits you, and stop paying a spread twice.

Multiple

Currency balances in one wallet

Rate first

See the rate before every conversion

One feed

All activity in a single record

Card linked

Spend directly from a held balance

Interest rates, charges, limits, and eligibility are indicative and may change. Products are subject to verification, KYC, and applicable terms.

For people and businesses whose money crosses borders

If you travel, study, freelance internationally, or buy from overseas suppliers, single-currency banking makes you pay for every crossing. A multi currency wallet fixes that: you hold the currency, so a payment out does not trigger another conversion.

Each currency has its own balance and its own record of activity, so you can see exactly what came in and what went out per currency. Convert between them when the published rate looks right rather than when a card transaction forces your hand.

The wallet works alongside your account and card, and every conversion, top-up, and payment appears in a single activity feed with the rate applied clearly labelled.

Built for modern finance

Designed to remove double conversion

Hold the currency, spend the currency, and keep the record straight.

01

Currency balances

Keep separate balances per currency with their own activity history.

02

Convert on your timing

Move between currencies when the rate suits you, not when a payment forces it.

03

Spend abroad directly

Link a card and pay from the held balance instead of converting at checkout.

How it works

From first question to funded workflow.

A clear sequence so your team always knows what happens next.

  1. Step 1

    Open the wallet

    Add the wallet to your existing account in the app.

  2. Step 2

    Add currencies

    Choose the currencies you use and open a balance for each.

  3. Step 3

    Fund and convert

    Top up, then convert at a rate you can see before confirming.

  4. Step 4

    Spend or send

    Pay a supplier, send to family, or spend on a linked card.

Person using a multi currency wallet on a mobile banking app

Why ShoreCreditCorp

Clarity at every decision point.

Modern business finance should give operators a current view, clear controls, and a direct path to the next action.

  • Separate balance per currency
  • Rates shown before every conversion
  • Card spending from held balances
  • One activity feed across currencies
  • Works with your existing account
Explore security and controls

Questions & answers

Frequently asked questions

Straight answers to the questions business operators ask us most often.

Which currencies can I hold?

The major currencies quoted on our exchange board, including US dollars, euros, pounds sterling, yen, Swiss francs, Australian and Canadian dollars. Availability can vary by account type and market.

Does converting cost anything?

Conversions apply the rate shown at the time plus any disclosed charge. Both are displayed before you confirm, so there is no discovery after the fact.

Can I spend a held balance on a card?

Yes. A linked card can draw from the matching currency balance, which avoids converting at the point of sale.

Is the wallet separate from my account?

It sits alongside your account rather than replacing it. Money moves between them instantly and everything appears in the same activity view.

A better financial operating system

Put cash and credit to work.

Tell us how your business operates today and where you want it to go next.

Open an account