Open your account in minutes, verified by video.
Choose savings or current, complete Video KYC from home, and start banking the same day. Front desk on +1-419-414-2343 if you would rather be talked through it.
What you need before you start
Account opening is quick when the paperwork is to hand. Have your photo identity, proof of address, and tax identification number ready before you begin, and the whole process — form, verification call, and funding — usually finishes inside a day.
During Video KYC, a member of our team confirms your identity live on camera and checks the documents against what you submitted. It replaces the branch visit that used to be required and it is the reason a ShoreCreditCorp account can be opened from your sofa.
Businesses follow the same path with a little more documentation: registration or incorporation records, tax details, proof of the business address, and verification for each officer or signatory on the account.
How it works
Four steps from application to first transaction.
Nothing hidden, and nothing that needs a branch appointment.
- Step 1
Choose the account
Savings for balances that earn, current for money that moves daily.
- Step 2
Fill in the form
Your details, address, and tax identification — a few minutes online.
- Step 3
Complete Video KYC
A short verification call with our team, at a time you pick.
- Step 4
Fund and start banking
Transfer an opening balance and begin using the app and card.
Which account suits you
Savings, current, or both.
Most customers hold both: one to earn, one to work.
- Savings: get upto 4%* on our Savings Account Balances with ShoreCreditCorp
- Current: unlimited everyday transfers, payroll and vendor runs
- Both: one relationship, one app, one number to call
- Cards, wallet, and credit can be added later at any time
*Interest rates, charges, and eligibility are indicative and may change. Accounts are subject to verification and applicable terms.
Questions & answers
Opening an account
What to prepare, and what happens after you submit.
How long does opening an account take?
The form takes a few minutes and the Video KYC call usually takes under ten. Most personal accounts are active the same day once verification is complete and the opening balance is received.
What documents do I need ready?
A government photo identity document, proof of your address, and your tax identification number. Business accounts also need registration or incorporation documents and identity verification for the officers.
Can I open an account without visiting an office?
Yes. Video KYC replaces the branch visit. You are welcome to come to the corporate office in Fremont, Ohio during banking hours if you would rather do it in person.
Which account should I choose?
Savings if the money mostly sits and you want it to earn up to 4%*; current if money moves constantly, which is the case for most businesses, traders, and professionals. You can hold both.
Is there a charge to open an account?
There is no charge to open a personal account online. Product-specific charges, where they apply, are disclosed before you accept the terms.
Keep exploring