01
Personal service
A named team you can reach by phone or email, not a queue of menus.
About ShoreCreditCorp
Banking made easy, more secure and more personal.
ShoreCreditCorp is an online bank for everyday savers, families, and businesses across the United States, run from our corporate office at 3529 Poplar Chase Lane, Fremont, Ohio.
Up to 4%*
Interest on savings account balances
Minutes
Account opening with Video KYC
24/7
Online and mobile banking access
Mon–Fri
Front desk support 9.00am to 5.00pm
One bank for saving, spending, sending and investing
We started ShoreCreditCorp because banking had become something people endured rather than used. Branch queues for a form that takes two minutes online. Charges discovered after the fact. Advice that arrived once a year, in a letter. Our answer is a bank that opens on your phone, explains its numbers before you agree to them, and still answers the phone when you call.
Today customers open a savings account with Video KYC in minutes, run day-to-day money through a current account, exchange and hold foreign currency, invest through mutual funds, plan retirement with our pension services, and spend on cards with limits they control. Businesses use the same accounts alongside our business credit lines, corporate cards, equipment finance and payment services.
Our front desk is open Mon – Fri: 9:00am to 5:00pm [2nd Sat Holiday], on +1-419-414-2343 and at support@shorecreditcorp.com. Every rate, charge and limit shown on this site is indicative, confirmed before you commit, and subject to verification and applicable terms.
Built for modern finance
What we hold ourselves to
Four commitments that shape every account, card and conversation.
02
Clear pricing
Rates, charges and limits are shown before you agree, never after.
03
Security first
Encryption, device checks and monitoring on every login and payment.
04
Everyday convenience
Open, pay, exchange and invest from your phone at any hour.
Why ShoreCreditCorp
Clarity at every decision point.
Modern business finance should give operators a current view, clear controls, and a direct path to the next action.
- Savings and current accounts opened online with Video KYC
- Foreign currency exchange and a multi currency wallet
- Mutual funds, pension services and senior citizen benefits
- Credit cards with customer-set limits and EMI options
- Business credit, corporate cards and payment services
Questions & answers
Frequently asked questions
Straight answers to the questions business operators ask us most often.
Where is ShoreCreditCorp based?
Our corporate office is at 3529 Poplar Chase Lane, Fremont, Ohio, USA, 43420. Banking is delivered online and by phone, so you can open and run an account from anywhere in the country.
How do I open an account?
Start on the Open an Account page, complete the short form, then finish identity verification with Video KYC from your phone. Most customers finish in a single sitting.
Who can I speak to about a complaint?
Call the front desk on +1-419-414-2343 during office hours, or email support@shorecreditcorp.com with your account reference and a description of the issue. Our customer care numbers for personal and corporate banking are listed on the Get In Touch page.
Are the rates on this website final?
No. Interest rates, exchange rates, charges and EMI figures shown here are indicative, change over time, and are confirmed at the time of your transaction or account opening.
A better financial operating system
Put cash and credit to work.
Tell us how your business operates today and where you want it to go next.
Our people
The same faces, call after call.
Personal bankers, credit officers, and support staff work from one office in Fremont, Ohio. You get a named contact rather than a queue, and the person who opens your account is the person who answers when something changes.
Case studies
Client stories from Sandusky County
Three businesses we bank in northwest Ohio, and what changed after the facility was in place.
Food distribution
Sandusky Bay Provisions
Fremont, Ohio
- Challenge
- Seasonal buying pushed payables ahead of receivables every spring, and the family owners were funding stock from personal savings.
- What we did
- We combined a revolving line of credit with scheduled vendor payments and weekly cash reporting from one business current account.
- Outcome
- Stock is bought in season, suppliers are paid on agreed dates, and the owners stopped lending the business their own money.
- Facility$450,000 revolving
- Decision4 business days
- RelationshipSince 2021
Transport & repair
Maumee Fleet Services
Toledo, Ohio
- Challenge
- Two service bays were idle because a lift and diagnostic equipment purchase kept being deferred.
- What we did
- Equipment financing matched to the useful life of the assets, plus employee cards with per-driver fuel limits.
- Outcome
- Both bays returned to service inside a month and fuel spend is now reviewed in the same workspace as repayments.
- Facility$268,000 equipment
- Payback11 months
- Cards issued18
Retail & e-commerce
Lakeside Home Studio
Port Clinton, Ohio
- Challenge
- Online sales grew faster than the owner's ability to pre-buy inventory, and card settlement lagged the buying calendar.
- What we did
- A revenue-based facility sized to settled card volume, with repayments that flex when monthly sales move.
- Outcome
- Inventory arrives before peak weekends and repayments track the season instead of fighting it.
- Facility$120,000 revenue-based
- Sales growth+38% year on year
- Review cadenceMonthly
Client names are used with permission. Facility sizes, terms, and timelines describe those relationships only and are not an indication of what any other business will be offered.
Customer reviews
What our customers say.
Verified reviews from personal and business customers across the United States.
“Opening my savings account with ShoreCreditCorp took minutes on my phone. The Video KYC was smooth, the team called me the same day, and the interest I earn on my balance is better than anything my old bank offered.”
Nathan Felix
California · 12 January 2024
“I travel constantly and the multi currency wallet has saved me a fortune in conversion charges. Rates are clear before I confirm, and everything shows up in one statement at the end of the month.”
Nora Penelope
New York · 24 February 2024
“The current account keeps my small business tidy. Vendor transfers go out on schedule, my accountant gets the records she needs, and when I needed a short term facility the relationship desk actually picked up the phone.”
Silverster Scoot
Los Angeles · 18 March 2024
“I used the EMI calculator before applying so there were no surprises about the monthly payment. Documentation was straightforward and the money was in my account far quicker than I expected.”
Arlo Sebastian
California · 9 April 2024
“The pension and senior citizen services are genuinely thoughtful. Statements are easy to read, the branch team is patient, and my monthly credit has arrived on the same day every month without fail.”
Harriet Lowell
Texas · 21 May 2024
“As a corporate customer I care about controls. Card limits per employee, approvals before money moves, and one dashboard for cash and credit. It replaced three tools we were paying for separately.”
Marcus Deveraux
Florida · 7 June 2024