01
Scalable controls
Add people and permissions as the team grows, without a rebuild.
Startups
Build the finance function before the complexity builds around you.
Set up spending, payments, and capital workflows that still work when the team triples and the first finance hire arrives.
Day one
Virtual cards for software and vendors
One workspace
Cash, spend, payments, and credit together
Audit-ready
Records that survive diligence
Scales with hires
Permissions grow with the team
Figures shown are illustrative planning ranges, not offers. Availability, limits, rates, fees, and terms depend on eligibility, underwriting, approval, and final agreements.
The habits you set at ten people decide how painful fifty feels
Early finance is usually one founder, one card, and a shared login. It works until it doesn't: three people are buying software nobody tracks, a contractor invoice is paid twice, and the first diligence request turns into two weeks of archaeology. Almost none of that is caused by growth. It is caused by never setting up the boring parts.
The boring parts are small: a virtual card per vendor so subscriptions are visible, one place where vendor payments are scheduled and approved, and a clean monthly record so your accountant is not reconstructing history. Set up early, they cost an afternoon. Retrofitted at fifty people, they cost a quarter.
Capital follows the same logic. Investors and lenders both respond to the same thing—a business that can explain its numbers. Having current visibility into cash, spend, and available credit is what makes a funding conversation short and specific instead of long and defensive.
Built for modern finance
Move quickly without losing the controls
Give founders and the first finance hire the same current view of money movement.
02
Cash visibility
See runway, spending, and available capital in one place.
03
Growth capital
Explore credit sized to the next operating stage, not the last one.
How it works
From first question to funded workflow.
A clear sequence so your team always knows what happens next.
- Step 1
Set the basics
Open the workspace, add your team, and define who can spend.
- Step 2
Card the vendors
Issue a virtual card per subscription so software spend is visible.
- Step 3
Centralize payments
Move vendor and contractor payments into one approved schedule.
- Step 4
Plan capital
Use current data to frame the credit conversation before you need it.
Why ShoreCreditCorp
Clarity at every decision point.
Modern business finance should give operators a current view, clear controls, and a direct path to the next action.
- Fast setup for founder-led finance
- Virtual cards for software and contractors
- Approval rules that grow with headcount
- Clean records for diligence and accounting
- Capital planning grounded in current operations
Questions & answers
Frequently asked questions
Straight answers to the questions business operators ask us most often.
We are pre-revenue. Is credit realistic?
Usually not in the form of a revenue-based facility, and we will say so plainly rather than waste your time. What is worth doing now is the operational side: cards with controls, a clean payment workflow, and records that make a future credit or investor conversation straightforward.
What is the first control worth setting up?
A virtual card per recurring vendor. It takes minutes, makes software spend visible without a spreadsheet, and lets you kill a subscription instantly instead of discovering it a year later on a statement.
Do we need a finance hire to use this?
No. It is designed so a founder or operations lead can run it, and so a controller can take it over later without redoing the setup. That handover is the point.
How does this help at fundraising time?
Diligence rewards businesses that can answer questions quickly. Current cash, categorized spend, documented approvals, and clean monthly records mean you spend the conversation discussing the business rather than assembling evidence.
A better financial operating system
Put cash and credit to work.
Tell us how your business operates today and where you want it to go next.