01
Revenue context
Recurring sales, retention, and consistency inform the structure.
Revenue-based credit
Credit shaped around how your revenue actually arrives.
For businesses with visible, recurring sales, structures can follow the rhythm of collections instead of a fixed schedule that ignores your season.
Recurring revenue
Central to how the structure is assessed
Season-aware
Repayment can follow collection patterns
No equity
Financing, not a sale of ownership
Data-led
Sales history drives the conversation
Figures shown are illustrative planning ranges, not offers. Availability, limits, rates, fees, and terms depend on eligibility, underwriting, approval, and final agreements.
When revenue is predictable, repayment can be too
Subscription software, e-commerce, clinics, gyms, and service retainers all share a useful trait: sales arrive in an observable pattern. Revenue-based structures use that pattern. Instead of assessing a business purely on collateral, the review looks at recurring revenue, retention, and how reliably cash converts—then shapes repayment around it.
The practical benefit shows up in seasonal months. A business with a quiet January and a busy April is poorly served by a flat schedule that treats both months identically. Aligning repayment with collections reduces the odds of a strained month and makes forecasting less speculative.
This is not a fit for every company. It works best where revenue is genuinely recurring and measurable, and where you can show clean sales data over a meaningful period. If your revenue is lumpy and project-based, a revolving line or equipment structure is usually the better conversation.
Built for modern finance
A review that starts with your sales data
Revenue patterns give context that a static snapshot cannot.
02
Flexible capacity
Frame the request around operating momentum, not a single month.
03
Connected view
Watch collections, cash, and obligations in the same workspace.
How it works
From first question to funded workflow.
A clear sequence so your team always knows what happens next.
- Step 1
Show the pattern
Share sales history, recurring revenue, and retention data.
- Step 2
Define the use
Explain what the capital funds and the return you expect.
- Step 3
Shape repayment
Discuss how repayment should track your collection cycle.
- Step 4
Track together
Follow revenue, drawdown, and repayment in one place.
Why ShoreCreditCorp
Clarity at every decision point.
Modern business finance should give operators a current view, clear controls, and a direct path to the next action.
- Designed for businesses with visible recurring revenue
- Repayment can track collection patterns
- No equity or ownership dilution
- Use of funds reviewed alongside capacity
- Final structures remain subject to underwriting
Questions & answers
Frequently asked questions
Straight answers to the questions business operators ask us most often.
What kind of businesses fit revenue-based credit?
Companies with recurring or highly repeatable revenue: subscription software, membership and clinic models, established e-commerce, managed services, and service retainers. The common requirement is clean, verifiable sales data over a meaningful period.
Is this the same as revenue-share equity?
No. This is financing, not a sale of ownership. You are not giving up equity, board rights, or control. The structure simply uses your revenue pattern to inform capacity and repayment shape.
What data will you want to see?
Typically bank activity, sales reports from your payment processor or billing system, monthly recurring revenue and churn where applicable, and standard financial statements. The better the data, the more precisely a structure can be shaped.
How does repayment work in a slow month?
The point of aligning repayment with collections is that a slow month is anticipated rather than ignored. Exactly how that works for your business is defined in your agreement, and we walk through the mechanics before anything is signed.
A better financial operating system
Put cash and credit to work.
Tell us how your business operates today and where you want it to go next.